About Us

Carefree Auto provides individuals and their families with a smart, affordable way to save on routine and unexpected costs associated with their automobiles.

Auto insurance is required by law, but just having your vehicle insured doesn't make repairs or maintenance easier to pay for, especially for those on a tight budget.

We created Carefree Auto to help real people save money on those costs, whether it's a regular oil change or surprise accident repairs.

Over 50 Years. Millions of Customers. Immeasurable Savings.

Carefree Auto is a program offered by Gallagher Affinity Insurance Services, Inc., one of the largest and most trusted providers of consumer programs in the country. Established in 1963 and a founding member of the Consumer Health Alliance, Gallagher Affinity Insurance Services, Inc. has proven its commitment to all Americans.

How can we offer our customers such great savings at such an affordable price? Gallagher Affinity Insurance Services, Inc.’s history, size and trusted reputation are what allow our customers to benefit from big savings. We know what people want, so we go out and find the best of the best. Once we’ve found what we’re looking for, we negotiate a fair price that our customers will love.

Today, Gallagher Affinity Insurance Services, Inc. provides savings plans to more than 6 million people across the country, with millions of family members able to benefit from those plans as well!